Concept Meeting approval is an important step in the process and the
start of underwriting, but it is not a guarantee that HUD will fund a loan,
and there are time constraints that must be met to keep making progress
after the meeting. Borrowers should identify the majority of their partners,
building design, costs, rents, etc. prior to the meeting (recognizing that
things can fluctuate slightly throughout the process) before we present to

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