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HUD 221(d)(4) is HUD’s program for construction or rehab. If you’re
planning to build something from the ground up, or rehab a building for
more than ~$35k per door, this is the program that’s used.

The 223(f) program is permanent only debt for stabilized assets, so any
repairs completed as part of a refinance or acquisition must be limited in

nature to no more than ~$35k per door. 223(f) is most often used for cash-
out refinances.

Greg Hunter Changed status to publish February 3, 2021
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